| How much cash could my loan be approved for? |
Why not use our loan estimator to work out the possible figure? You should also think about your credit profile because this will have a bearing on how much you will be pre-approved to get.
What interest rates will I be paying on my auto loan?
The rates are based on several things. It pays to put down as large a down payment as you can. We will also take into account how bad your credit is and how good or bad a risk you are. We do however offer highly competitive rates in all cases!
How long should it take to submit my application?
You’ll need just a couple of minutes. Don’t miss any questions out or omit any information. You’ll stand more chance of being accepted if you fill in the form accurately and with 100% correct information. We may deny an application that is not fully filled out. Decisions come very quickly, but if you don’t get one try reapplying. Very often there will have been an error when you submitted it. Double check everything and send it again.
Do I have to pay a fee to submit my application?
No – we don’t charge you anything for using our service.
Is there a limit to the kind of vehicle I could get?
No not at all. Whatever you need – from a truck to a sports car – you can get it when you use our service.
What if I have bad credit? Is it worth applying for an auto loan with your company?
Yes! This is the main reason why we are in business – to help people get the auto loan they need, regardless of how good or bad their credit rating might be. Our high standards mean you can look forward to a great service and help whenever you need it.
What if I buy a pre-owned vehicle? Will I be able to rely on it?
When people buy a pre-owned auto we recommend they take out a warranty on it. It will protect against the potential cost of repairs in the future. Unexpected costs like this will increase the chances of you getting into trouble with your loan repayments. To avoid this, a warranty can be extremely useful to have. Click here to find out more about a top warranty company.
Can I re-establish good credit if I buy a pre-owned vehicle?
Yes you can. It’s because a lending institution will look closely at an auto loan if you are paying one back. The only loan that is looked at more closely is a home loan. If you repay it diligently and on time you will rebuild your credit history. A secured credit card can help too. If you opt to buy your auto from a car lot you won’t get the same benefit. This is because it doesn’t affect your credit record.
How do I know my information will be safe when I submit my application online?
We submit to stringent checks with Trust-Guard. These take place daily. We assure you your information is always safe. Click on the link for Trust-Guard to find out more. Just be sure that when you start your application you can see the https:// in the address bar. This will tell you that you are on a secure connection.