1. Requirements.
The Site is available only to individuals who can enter into legally binding contracts under applicable law. The Site is not intended for use by individuals under eighteen (18) years of age. If you are under eighteen (18) years of age, you do not have permission to use and/or access the Site.
2. Acceptance of Agreement.
You agree to the terms and conditions set forth in the Agreement with respect to your use of the Site when you access the Site. The Agreement constitutes the entire and only agreement between you and www.easyautolenders.com with respect to your use of the Site, and supersedes all prior or contemporaneous agreements, representations, warranties and/or understandings with respect to the Site. We may amend the Agreement from time to time in our sole discretion, without specific notice to you. The latest Agreement will be posted on the Site, and you should review the Agreement prior to using the Site. By your continued use of the Site, you hereby agree to comply with all of the terms and conditions contained within the Agreement effective at that time. Therefore, you should regularly check this page for updates and/or changes.
3. Description of www.easyautolenders.com Service.
www.easyautolenders.com provides users with an opportunity to apply for auto loan-related services as offered by www.easyautolenders.com's affiliated third-party auto loan service providers or lenders. Please be advised that www.easyautolenders.com does not itself provide lending services, and the ultimate terms and conditions of any product or service provided by one of its loan service providers will be determined by that entity. To qualify to receive auto loan-related products and/or services, you must first fully complete the application form located at the Site (Site Application), as well as the application form set forth on the Site of the applicable Affiliated Loan Service Provider (Affiliate Application and together with the Site Application, the Application). The information that you must supply on the Site Application includes, but is not limited to: (a) your full name;, (b) home address,; residence information, employment information,(c) e-mail address;, (d) home and mobile telephone numbers, (e) your occupation, employer name, employer phone number and time spent at your current job; (f) monthly income estimate; (g) whether you have declared bankruptcy in the prior seven (7) years; (h) whether you have a cosignor available, if needed; (i) housing status (rent, own, neither, etc.); (j) time spent at your current residence; (k) monthly mortgage payment/rent, as applicable; and (l) your Social Security Number (collectively, the Site Registration Data). Upon entering your Site Registration Data and clicking on the Submit button at the bottom of the Site Application, your Site Registration Data will be redirected to the applicable Affiliated Loan Service Provider. The information that you must supply on the applicable Affiliated Loan Service Provider Application shall be determined by the applicable Affiliated Loan Service Provider (the Affiliate Registration Data and, together with the Site Registration Data, the Registration Data). Auto loan application approval, and the ultimate terms and conditions of any product or service provided by one of our Affiliated Loan Service Providers, will be determined by that entity. www.easyautolenders.com will verify and approve all completed Site Applications, and the associated Registration Data, in accordance with its standard verification procedures. You agree to provide true, accurate, current and complete Registration Data. www.easyautolenders.com and the applicable Affiliated Loan Service Provider each have the right to reject any Registration Data where it is determined, in the sole and exclusive discretion of www.easyautolenders.com and the applicable Affiliated Loan Service Provider, that: (i) you are in breach of the Agreement; and/or (ii) the Registration Data that you provided is incomplete, fraudulent, a duplicate or otherwise unacceptable. Auto Approval Center and the applicable Affiliated Loan Service Provider each may change the Registration Data criteria at any time, in their sole discretion.
Unless explicitly stated otherwise, any future offer(s) made available to you on the Site that augment(s) or otherwise enhance(s) the current features of the Site shall be subject to the Agreement. You understand and agree that Auto Approval Center is not responsible or liable in any manner whatsoever for your inability to use and/or qualify for www.easyautolenders.com sponsored products, services and/or any associated functionality. You understand and agree that www.easyautolenders.com shall not be liable to you or any third party for any modification, suspension or discontinuation of any product, service or promotion offered by any of www.easyautolenders.comÃs Affiliated Loan Service Providers. If www.easyautolenders.com terminates the Agreement, www.easyautolenders.com shall have no liability or responsibility to you. You understand and agree that refusal to use the Site is your sole right and remedy with respect to any dispute with www.easyautolenders.com.
4. Affiliate Offers
By agreeing to this privacy policy before you submit your application, you consent to be contacted by www.easyautolenders.com and it's lending partners at the contact information you provided to discuss potential auto loans and/or auto loan related products and services. These products and services include but may not be limited to: credit repair, credit reports, credit cards, payday loans and auto loans. This may also be an affiliate company associated with www.easyautolenders.com.
Consent To Electronic Records I have read the Consent to Electronic Records below and agree to conduct transactions and receive records electronically.
Introduction. To the extent permitted by law, www.easyautolenders.com will provide all disclosures and notices to you in electronic form including, but not limited to, any notices (e.g., adverse action notice and privacy policy notice) required by the Equal Credit Opportunity Act, Gramm-Leach-Bliley Act, other federal law, and any implementing regulations. For purposes of this consent, these disclosures and notices are referred to as Records. This Consent to Electronic Records informs you of your rights when Records will be provided to you electronically. By consenting, you acknowledge receipt of this Consent to Electronic Records and agree to the electronic delivery of the Records.
Hardware and Software Requirements. The Records will be provided to you either on the www.easyautolenders.com website, in an email message, or as an attachment to an email message sent to the email address you provide as part of your request, application, or registration. To access the Records, you will need Adobe Acrobat Reader version 7 or higher, and a personal computer or other access device which is capable of accessing the Internet. To retain the Record, your access device must have the ability to either download the Records to your computers hard drive or print the Records.
Right to Withdraw Consent, Procedures for Withdrawal and Updating Information. You may withdraw your consent to receive the Records electronically at any time, or update your contact information at any time by emailing info@easyautolenders.com and withdrawing your consent or providing your updated contact information.
Consent Applies to Transaction. Your Consent to Electronic Records applies to the transaction you've requested which may give rise to the obligation to provide the Records and to any other dealings or transactions you may have with www.easyautolenders.com.
Right to Paper Records and Copies of Records. You have the right to have the Records provided to you in paper form, rather than electronic form. If you wish to obtain the Records in paper form, contact www.easyautolenders.com by emailing info@easyautolenders.com . A paper copy of the Record will be provided to you at no charge.
5. Privacy Policy.
This Privacy Statement is for general website visitors. If you choose to complete an auto loan application please read the additional privacy statement included on the application.
Service is not available in every region. If you choose to apply for an auto loan and reside outside our service region you will be redirected to an affiliate website that services your region. we are not responsible for the privacy practices or the content of such Web sites. Please read their respective Privacy Statements.
The policy is to respect the privacy of all visitors to the extent permitted by law. This privacy statement is intended to inform you of the ways in which we collect information, how we use such information, and how we protect such information.
There are four types of information that this site may collect during your visit: network traffic logs, web visit logs, cookies, and information voluntarily provided by you.
Information Voluntarily Provided by You
In the course of using this web site, you may choose to provide us with information to help us serve your needs. For example, you may send us electronic mail (through a mailer or a web form) to request information, you may sign up for a mailing list, or you may send us your address so we may send you an application or other material. Any personally identifiable information you send us will be used only for the purpose indicated. Requests for information will be directed to the appropriate staff to respond to the request, and may be recorded to help us update our site to better respond to similar requests. We will not sell, exchange or otherwise distribute your personally identifiable information without your consent, except to the extent required by law. We do not retain the information longer than necessary for normal operations. Each web page requesting information discloses the purpose of that information. If you do not wish to have the information used in that manner, you are not required to provide it. Please contact us with questions or concerns on the use of personally identifiable information.
Network Traffic Logs
In the course of ensuring network security and consistent service for all users, we employ software programs to do such things as monitor network traffic, identify unauthorized access or access to nonpublic information, detect computer viruses and other software that might damage our computers or the network, and monitor and tune the performance of our network. In the course of such monitoring, these programs may detect such information as e-mail headers, addresses from network packets, and other information. Information from these activities is used only for the purpose of maintaining the security and performance of our networks and computer systems. Personally identifiable information from these activities is not released to external parties without your consent unless required by law.
Web Visit Logs
We routinely collect and store information from online visitors to help manage those sites and improve service. This information includes the pages visited on the site, the date and time of the visit, the internet address (URL or IP address) of the referring site, the domain name and IP address from which the access occurred, the version of browser used, the capabilities of the browser, and search terms used on our search engines. This site makes no attempt to identify individual visitors from this information: any personally identifiable information is not released to external parties without your consent unless required by law.
Cookies
Cookies are pieces of information stored by your web browser on behalf of a web site and returned to the web site on request. This site may use cookies for two purposes: to carry data about your current session at the site from one web page to the next, and to identify you to the site between visits. If you prefer not to receive cookies, you may turn them off in your browser, or may set your browser to ask you before accepting a new cookie. Some pages may not function properly if the cookies are turned off. Unless otherwise notified on this site, we will not store data, other than for these two purposes, in cookies. Cookies remain on your computer, and accordingly we neither store cookies on our computers nor forward them to any external parties. Unless otherwise notified on this site, we do not use cookies to track your movement among different web sites and do not exchange cookies with other entities.
We provide links to other World Wide Web sites or resources. We do not control these sites and resources, do not endorse them, and are not responsible for their availability, content, or delivery of services. In particular, external sites are not bound by are online privacy policy; they may have their own policies or none at all.
6. License Grant.
As a user of the Site, you are granted a non-exclusive, non-transferable, revocable and limited license to access and use the Site and associated content in accordance with the Agreement. www.easyautolenders.com may terminate this license at any time for any reason. You may use the Site on one computer for your own personal, non-commercial use. No part of the Site may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical. You may not use, copy, emulate, clone, rent, lease, sell, modify, decompile, disassemble, reverse engineer or transfer the Site, Site content or any portion thereof. www.easyautolenders.com reserves any rights not explicitly granted in the Agreement. You may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Site. You may not take any action that imposes an unreasonable or disproportionately large load on www.easyautolenders.com infrastructure. Your right to use the Site is not transferable.
7. Proprietary Rights.
The content, organization, graphics, design, compilation, magnetic translation, digital conversion, software, services and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary (including, but not limited to, intellectual property) rights. The copying, redistribution, publication or sale by you of any part of the Site is strictly prohibited. Systematic retrieval of material from the Site by automated means or any other form of scraping or data extraction in order to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from www.easyautolenders.com is prohibited. You do not acquire ownership rights to any content, document, software, services or other materials viewed at or through the Site. The posting of information or material on the Site by www.easyautolenders.com does not constitute a waiver of any right in such information and/or materials.
8. Editing, Deleting and Modification.
We reserve the right in our sole discretion to edit and/or delete any documents, information or other content appearing on the Site.
9. Legal Warning.
Any attempt by any individual, whether or not a Auto Approval Center customer, to damage, destroy, tamper with, vandalize and/or otherwise interfere with the operation of the Site, is a violation of criminal and civil law and www.easyautolenders.com will diligently pursue any and all remedies in this regard against any offending individual or entity to the fullest extent permissible by law and in equity.
10. Indemnification.
You agree to indemnify and hold www.easyautolenders.com, its parents, subsidiaries and affiliates, and each of their respective members, officers, directors, employees, agents, co-branders and/or other partners, harmless from and against any and all claims, expenses (including reasonable attorneys' fees), damages, suits, costs, demands and/or judgments whatsoever, made by any third party due to or arising out of: (a) your use of the Site; (b) your breach of the Agreement; and/or (c) your violation of any rights of another individual and/or entity. The provisions of this paragraph are for the benefit of www.easyautolenders.com, its parent, subsidiaries and/or affiliates, and each of their respective officers, directors, members, employees, agents, shareholders, licensors, suppliers and/or attorneys. Each of these individuals and entities shall have the right to assert and enforce these provisions directly against you on its own behalf.
11. Disclaimer of Warranties.
THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR THROUGH THE SITE ARE PROVIDED TO YOU ON AN AS IS AND AS AVAILABLE BASIS AND ALL WARRANTIES, EXPRESS AND IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY AND/OR FITNESS FOR A PARTICULAR PURPOSE). IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WWW.EASYAUTOLENDERS.COM MAKES NO WARRANTY THAT: (A) THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR ON THE SITE WILL MEET YOUR REQUIREMENTS; (B) THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR ON THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (C) YOU WILL QUALIFY FOR AN AUTO LOAN FROM ANY OF OUR AFFILIATED LOAN SERVICE PROVIDERS; OR (D) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE AND/OR AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS WILL BE ACCURATE OR RELIABLE. THE SITE AND/OR AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE WILL NOT BE LIABLE FOR THE AVAILABILITY OF THE UNDERLYING INTERNET CONNECTION ASSOCIATED WITH THE SITE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM WWW.EASYAUTOLENDERS.COM, ANY OF ITS AFFILIATED LOAN SERVICE PROVIDERS OR OTHERWISE THROUGH OR FROM THE SITE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE AGREEMENT.
12. Limitation of Liability.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WWW.EASYAUTOLENDERS.COM SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL AND/OR EXEMPLARY DAMAGES INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF WWW.EASYAUTOLENDERS.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), TO THE FULLEST EXTENT PERMISSIBLE BY LAW FOR: (A) THE USE OR THE INABILITY TO USE THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR ON THE SITE; (B) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION AND/OR SERVICES PURCHASED OR OBTAINED FROM, OR TRANSACTIONS ENTERED INTO THROUGH, THE SITE; (C) THE FAILURE TO QUALIFY FOR AN AUTO LOAN FROM ANY OF OUR AFFILIATED LOAN SERVICE PROVIDERS, OR ANY SUBSEQUENT DENIAL OF AUTO LOAN-RELATED SERVICES FROM SAME; (D) THE UNAUTHORIZED ACCESS TO, OR ALTERATION OF, YOUR REGISTRATION DATA; AND (E) ANY OTHER MATTER RELATING TO THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR ON THE SITE. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION, IN THE AGGREGATE INCLUDING, BUT NOT LIMITED TO, BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATIONS AND ANY AND ALL OTHER TORTS. YOU HEREBY RELEASE WWW.EASYAUTOLENDERS.COM AND ALL OF WWW.EASYAUTOLENDERS.COM AFFILIATED LOAN SERVICE PROVIDERS FROM ANY AND ALL OBLIGATIONS, LIABILITIES AND CLAIMS IN EXCESS OF THE LIMITATION STATED HEREIN. IF APPLICABLE LAW DOES NOT PERMIT SUCH LIMITATION, THE MAXIMUM LIABILITY OF WWW.EASYAUTOLENDERS.COM TO YOU UNDER ANY AND ALL CIRCUMSTANCES WILL BE FIVE HUNDRED DOLLARS ($500.00). YOU HEREBY RELEASE WWW.EASYAUTOLENDERS.COM FROM ANY AND ALL OBLIGATIONS, LIABILITIES AND CLAIMS IN EXCESS OF THE LIMITATIONS SET FORTH IN THIS SECTION. THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN YOU AND WWW.EASYAUTOLENDERS.COM. THE SITE, ANY AUTO LOAN-RELATED SERVICES THAT YOU MAY RECEIVE FROM ONE OF OUR AFFILIATED LOAN SERVICE PROVIDERS AND/OR ANY OTHER PRODUCTS AND/OR SERVICES THAT YOU MAY APPLY FOR ON THE SITE WOULD NOT BE PROVIDED TO YOU WITHOUT SUCH LIMITATIONS.
13. Third Party Websites.
The Site may provide and/or refer you to links to other Internet websites and/or resources. Because www.easyautolenders.com has no control over such third party websites and/or resources, you hereby acknowledge and agree that www.easyautolenders.com is not responsible for the availability of such third party websites and/or resources. Furthermore, www.easyautolenders.com does not endorse, and is not responsible or liable for, any terms and conditions, privacy policies, content, advertising, services, products and/or other materials at or available from such third party websites or resources, or for any damages and/or losses arising therefrom.
14. Miscellaneous.
The Agreement shall be treated as though it were executed and performed in Nashville, TN and shall be governed by and construed in accordance with the laws of the State of Tennessee (without regard to conflict of law principles). Any award rendered shall be final and conclusive to the parties and a judgment thereon may be entered in any court of competent jurisdiction. Nothing herein shall be construed to preclude any party from seeking injunctive relief in order to protect its rights pending an outcome in arbitration. To the extent permitted by law, you agree that you will not bring, join or participate in any class action lawsuit as to any claim, dispute or controversy that you may have against www.easyautolenders.com and its employees, officers, directors, members, representatives and assigns. You agree to the entry of injunctive relief to stop such a lawsuit or to remove you as a participant in the suit. You agree to pay the attorney's fees and court costs that www.easyautolenders.com incurs in seeking such relief. The Agreement does not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided above. This provision preventing you from bringing, joining or participating in class action lawsuits is an independent agreement. Should any part of the Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. The Agreement is personal between you and www.easyautolenders.com and governs your use of the Site, superseding any and all prior and/or contemporaneous agreements between you and www.easyautolenders.com. To the extent that anything in or associated with the Site and/or any Auto Approval Center offering is in conflict or inconsistent with the Agreement, the Agreement shall take precedence. Our failure to enforce any provision of the Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision. The parties do not intend that any agency or partnership relationship be created through operation of the Agreement. By clicking “Submit” I consent by electronic signature to be contacted about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number (dialed manually or by autodialer) and by email. Calls are recorded for quality assurance.
15. California Consumer Privacy Act
Easyautolenders.com offers this service to help you shop for automobiles online. We will share the information you provide with the dealers and brands that you select. They will contact you to go over pricing and incentives for your vehicle selection(s). By using these services, you consent to us sharing the information you provide with these third parties, and you accept the terms outlined in our Terms of Use and Privacy Policy.
16. Contact Us
If you have any questions regarding the Agreement, or would like more information from us, please contact us at:
info@easyautolenders.com
This Privacy Policy was last updated on December 23, 2019